How to Save on Restaurant Insurance by Creating a Safer Workplace
Every year, tens of thousands of restaurant workers fall victim to workplace injuries. Learn how creating a safer workplace can reduce your insurance premiums.
Read MoreLubbock Restaurant & Bar Insurance
Protecting Lubbock's vibrant college town restaurant and bar industry with specialized insurance coverage tailored for the Hub City
Lubbock Restaurant & Bar Insurance Specialists
Lubbock Restaurant & Bar Insurance Specialists
As West Texas's largest city and home to Texas Tech University, Lubbock's restaurant and hospitality scene is uniquely shaped by college town dynamics - from Tech District bars serving Red Raiders to family restaurants throughout the Hub City. This vibrant college atmosphere creates distinct insurance challenges that require specialized coverage.
College town hospitality businesses face elevated risks that require expert protection strategies. Lubbock's college town environment brings unique risks: student-related incidents at campus bars, weather damage from West Texas storms, slip-and-fall accidents during game day crowds, or liquor liability claims from young adult patrons unfamiliar with responsible drinking limits.
Our Lubbock restaurant and bar insurance specialists understand the college town's specific challenges - from seasonal fluctuations during school breaks to managing high-volume weekend operations. We provide comprehensive protection that goes beyond basic coverage, addressing Lubbock County's unique regulatory environment and student demographic risks that threaten your investment.
Serving All Lubbock Areas
Tech Terrace
Downtown Lubbock
Depot District
South Plains
West End
Southwest Lubbock
Eastside
North Lubbock
Slide Road
University Area
Overton
Mackenzie
Guadalupe
Arnett Benson
Caprock
Wolforth
Serving All Lubbock Areas
We provide restaurant and bar insurance coverage throughout the greater Lubbock metropolitan area. From Tech District establishments near campus to family restaurants in suburban neighborhoods, our experienced agents understand the unique challenges facing Lubbock's college town hospitality businesses.
Trusted by Lubbock's Hospitality Industry
35+
Years Experience
98%
Customer Satisfaction
92%
Client Retention Rate
Lubbock Restaurant & Bar Insurance Coverage
Comprehensive protection for Lubbock establishments facing unique college town challenges
Get comprehensive Lubbock restaurant and bar insurance tailored to your specific needs!
Why Lubbock Businesses Choose FNBIA
Why Lubbock Businesses Choose FNBIA
We're not just going to be your insurance agent, we're going to be your business partner and your representative when you need someone to step up and get it handled. As Lubbock's hospitality insurance authority, we eat, sleep and breathe this business - exclusively serving restaurants, bars, and nightclubs in the West Texas market.
35+ Years Experience
We understand West Texas markets. Extensive coverage options to meet any budget.
Hospitality Only
We're #1 because we're hyper focused in 1 industry. This is ALL we do.
Competitive Rates
Access to multiple carriers ensures you get the best coverage at the best price.
Insurance Insights
Latest Insurance Tips & Guides
Stay informed with our expert insights on restaurant and bar insurance. Learn how to protect your business and save on premiums.
What You Need To Know Before Getting Texas Bar and Tavern Insurance
If you own a bar, you have to get bar insurance. Learn what information you need to have ready before getting your Texas bar insurance plan.
Read More
Bar Insurance 101: How Bar Insurance Can Help Your Business
From buzzed patrons starting fights to employee theft, learn how proper bar insurance can protect your business from costly lawsuits and damages.
Read More
What Type of Bar Insurance is Best for Your Business?
General liability isn't enough for bars. Discover the specific types of insurance coverage your bar needs to protect against unique hospitality risks.
Read More
A Closer Look at the Different Types of Liquor Liability Insurance
Not all liquor liability insurance policies are the same. Learn about the different components and coverage types you need to protect your business.
Read More
Umbrella Insurance for the Bar Industry Explained
Learn how umbrella insurance provides extra coverage beyond your general liability policy and why it's crucial for bar and restaurant owners.
Read More
Host Liquor Liability vs. Full Liquor Liability Insurance
Understand the key differences between host and full liquor liability insurance and which one your business needs.
Read More
Bar Insurance Budgeting Basics
Essential tips for budgeting your bar insurance costs and understanding the factors that influence your premiums.
Read More
Elements to Consider Before Getting Bar Insurance
Important factors and considerations to keep in mind when selecting insurance coverage for your sports bar or entertainment venue.
Read More
Does Standard Restaurant Insurance Cover Alcohol Related Accidents?
Find out why standard restaurant insurance isn't enough and why you need specialized liquor liability coverage.
Read More
The Liquor Liability Dice Roll You're Missing
Discover the risks you're taking by not having proper liquor liability insurance and what coverage actually includes.
Read More
Insurance Policy Checkup: Is Your Restaurant Covered?
A comprehensive guide to reviewing your restaurant insurance coverage and ensuring you have all the protection you need.
Read More
Dram Shop Bill Requiring Liquor Liability for Texans
Learn about Texas legislation requiring liquor liability insurance and how it affects bar and restaurant owners.
Read More
5 Tips on Insurance for Bars in Texas
Essential insurance tips every Texas bar owner should know to protect their business from liability and financial loss.
Read More
3 of the Most Notable Recent Liquor Liability Insurance Lawsuits in Texas
Real case studies of liquor liability lawsuits in Texas and the expensive lessons they teach about proper insurance coverage.
Read More
5 Steps to Creating a Safe Work Environment
Practical steps to create a safer workplace in your bar or restaurant, reducing risks and potentially lowering insurance costs.
Read More
Restaurant Insurance 101: From Basic Coverage To Liquor Liability Coverage
A comprehensive guide to restaurant insurance covering everything from basic business coverage to specialized liquor liability.
Read More